TSFH-San-Antonio-Express-NewsJustin Holland of Texas State Financial and Health visited with the health care reporter at the business desk Peggy O’Hare of the San Antonio Express news. The featured article was posted in yesterday Business section of the Sunday paper for November 1st 2015. Justin is a member of the San Antonio Association of Health Underwriters which has been a sound and solid resource for many leading agents and brokerages in the South Texas area with staying connected to the constant changes the industry encounters. Our brokerage is based out of San Antonio, Texas but protects individuals, families, and businesses all over the state.

Make sure to visit the article linked below.

PPO plans drastically reduced in HealthCare.gov’s 2016 lineup

Credit: pohare@express-news.net

“This is going to be a shocker for people,” said local broker Justin Holland, owner of Texas State Financial & Health. “Very rarely do they want an HMO … We’re just going to have to really dig down and look at the doctors in the network.”

The EPO and HMO plans greatly outnumber the PPOs available on HealthCare.gov. Bexar County consumers can choose from 40 EPOs and 34 HMOs.

An EPO uses a narrow network of health care providers and won’t cover care given by doctors or hospitals outside of the network unless it’s an emergency. Unlike an HMO, an EPO usually doesn’t require a patient to choose a primary care provider or to get a referral to see a specialist.


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